My screen hadn't even updated before you replied. lolSubd
My screen hadn't even updated before you replied. lol
I'm slow to change but have been considering this for some time now.
Others may not see it but there IS a method to my madness.Same answer as last time you asked this question.
Visa, no fee if one keeps enough money in their account, no interest because I pay it off every month.
It's not alot back, but usually about 1k/yr.
ETA: But no, not exceptional.
That's the kind of info I'm looking for, thanks.Citi double cash. 2% back on everything. 1% when you buy and 1% when you pay. I pay it off each month, so I get the 1% for purchases this month and the 1% for the payment for last months purchases.
Citi also offers a computer program that will generate a new credit card number for each internet or phone purchase that's only good at that particular site for a specified period of time (usually a month) and you can set the credit limit too. So if the number is stolen, it's worthless anywhere else or for more than the set limit. They also have text alerts for fraud that give you the option to reply back immediately when the card gets declined and you can run the card again right away and it works if you get a false flag.
I've got a BOA card that gives 3% on gas, 1% on everything else, offers a similar online card number generator, and is nice enough to alert me via text about purchases (3 days after the fact, usually at 1am).
If I charge something, I know I will pay it fully 1 or 2 payments.Be very careful! I know more than one person who ended up with a little cash back but soon was paying 28% interest on a balance.
Chase Freedom. We enjoy the free money at the end of the year.... or mid year... or anytime you wish. We never carry a balance and they take care of us. Everything goes on the card.... and they back us 100%. If there is a discrepancy, we let chase know and they always squeeze the merchant.
Last time our card got compromised, chase overnighted our new cards.