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  • Charlie

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    'Top of the hill, Kerr County!
    Hello.

    New member. New (as soon as the prints clear) LTC licensee.

    I have read (to the best of my ability) the posts about TLS and its "iffy" status, "scam" labeling, and other assigned monikers. Please know that I do not subscribe to any of these and that I am eager to learn more before I pay my hard earned cash into a service.

    My sister in law is currently doing a search (she is a lawyer) to uncover any cases that have gone before judges using this service. If anyone knows of any, please let me know.

    But (and in closing) if anyone has any hard fact examples of such cases, I would like to know. Incidentally, my TLS rep was sick during my class, so we didn't hear them speak.

    Regards
    WJ

    Welcome! Enjoy the forum!
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    Tcruse

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    Jun 26, 2011
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    I know nothing negative about TLS, seem like good folks. However, the base package is only for Texas, you need add-on for other states.
    After investigation I choose one of their competitors, Armed Citizens' Legal Defense Network, Inc out of Washington State.
    Namely, because Massad Ayoob is associated with this group and they have very impressive training as part of the initial signup package.
     

    Mowingmaniac 24/7

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    The NRA is also in the business.

    They have a lot of different plans.

    You can find out more by going on their web site.
     
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    pharmaco

    Give me those potatoes
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    Before you accuse anyone of being a scam, you had better provide some evidence to that effect! As long as that company provides the services rendered, then there is no "scam."

    Now, whether you think it is worth the money or not is up to you, but before you make libelous claims like that you had better do your research beforehand!

    There has been an ongoing debate as to whether pre-paid legal services are worth the money, but there is one company that provides similar generalized legal services for 1.5 million customers (for $26 or less each month, families and small business owners have direct phone access to a local law firm to obtain advice and counsel. Legal assistance is provided for virtually everything you can imagine including document review when buying a house or a car, setting up a will, handling problems with insurance company claims, dealing with identity theft issues and more. Much more. Various riders are also available including a legal shield rider, home business rider, and even a corporate record keeping option). Now the kicker, they've been doing so for nearly forty years!

    What TLS is capitalizing on is a business opportunity, they identified a market and found a way to make money off of it. It's like insurance, you might be paying for services you'll not need; but if you do they are there.

    And also like insurance, it's important to read the fine print and be aware of what coverage you have and more importantly, don't have!

    So unless you have proof that they are not providing the services paid for, there is no "scam" here. Whether it is a good deal or not is up to you, and I for one don't think it is worth the money; but I would never claim it is anything but a legitimate business.

    My bad manners won me a 3 day vacation!!! Woohoo!
     
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    Southpaw

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    Guadalupe Co.
    Hello.

    New member. New (as soon as the prints clear) LTC licensee.

    I have read (to the best of my ability) the posts about TLS and its "iffy" status, "scam" labeling, and other assigned monikers. Please know that I do not subscribe to any of these and that I am eager to learn more before I pay my hard earned cash into a service.

    My sister in law is currently doing a search (she is a lawyer) to uncover any cases that have gone before judges using this service. If anyone knows of any, please let me know.

    But (and in closing) if anyone has any hard fact examples of such cases, I would like to know. Incidentally, my TLS rep was sick during my class, so we didn't hear them speak.

    Regards
    WJ

    Just realize that the name TLS is probably not going to come up in any search as they only refer a client to an attorney. Your SIL needs to first look into self defense cases who have used lawyers, then determine if they were referred to the defendant through TLS. I'm not sure how easy that would be to ascertain, but just figured I would mention that.

    As as far as I'm concerned, I pay $12 or so a month. At 20 years they got me for $2900, hell at 30 I'm in for $4400. I suppose I could take that $12 and put it in a box each month and hope I never need an attorney in 30 years since I wouldn't possibly be close to having the initial payment to secure a lawyer until then. Or I can pay TLS for the possibility that I may need them before that and not over think the whole situation.
    If I need to use TLS tomorrow, I'll call them. If they tell me to kick rocks, I'll go after them later for the few hundred they took from me and I would be in the same situation as I would have been had I been putting that $12 in a box for the past few years, sure I'd have a few extra hundred bucks under bed but I'd have No representation whatsoever, possibly being held for questioning or worse and having to look for a lawyer in the yellow pages at 3 AM. But if they actually honor their terms, I'm going to have a lawyer there when needed, to talk to the police and others who's job it is to charge me for a crime.
     
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    txinvestigator

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    I'm with Southpaw, I have an idea that "Texas Law Shield" will not be found on any dockets. I guess she could look up the principal attorneys, Kirk Evans, Edwin Walker, Michele Byington, etc..... I have met all three of those people. They are real.

    They have cases on their website. As most people know, the do not release the client's identity due to confidentiality.
     

    Jon Payne

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    Nov 16, 2010
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    Yep, Real folks. Good people too. Although Edwin drives a Grandma car with a Corvette engine.....
    I'm with Southpaw, I have an idea that "Texas Law Shield" will not be found on any dockets. I guess she could look up the principal attorneys, Kirk Evans, Edwin Walker, Michele Byington, etc..... I have met all three of those people. They are real.

    They have cases on their website. As most people know, the do not release the client's identity due to confidentiality.
     

    holbrla

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    The gist here seems to be that there is no such thing as a free lunch - Pre-Paid Legal has been around for a while, plenty long enough to collect a fair number of complaints such as difficulties contacting a lawyer, being assigned a paralegal, and so on - And they've got their enthusiastic customers as well -

    The idea of getting a $100,000 defense for $20/month just ain't realistic - TLS maybe a method to introduce a prospective customer to a somewhat knowledgeable attorney -

    The entire legal system is stacked against us mere mortals - I'm a senior citizen living on a modest fixed monthly income - any large expense over a few thousand dollars would sink my ship - practically any legal entanglement beyond a simple traffic ticket is a disaster - it doesn't seem like giving another $20/month to TLS, PPL or whomever will offer much protection -
     

    Younggun

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    It works the same as insurance. If there are enough people in the pool, and the risk is low enough per person, cost will be low despite high individual payouts from time to time.


    Sent from my iPhone using Tapatalk
     

    Southpaw

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    The gist here seems to be that there is no such thing as a free lunch - Pre-Paid Legal has been around for a while, plenty long enough to collect a fair number of complaints such as difficulties contacting a lawyer, being assigned a paralegal, and so on - And they've got their enthusiastic customers as well -

    The idea of getting a $100,000 defense for $20/month just ain't realistic - TLS maybe a method to introduce a prospective customer to a somewhat knowledgeable attorney -

    The entire legal system is stacked against us mere mortals - I'm a senior citizen living on a modest fixed monthly income - any large expense over a few thousand dollars would sink my ship - practically any legal entanglement beyond a simple traffic ticket is a disaster - it doesn't seem like giving another $20/month to TLS, PPL or whomever will offer much protection -


    It's closer to $12 a month.

    The assumption the naysayers seem to always assume that there is even going to be a trial. We know that that is not always true in Texas. Many times there isn't even an arrest. But they are always going to question you at both the scene and again at a later date even without an arrest. That is where you want a lawyer and what I personally see as the big benefit here. People talk themselves into criminal charges everyday. If you (not necessarily you holbria) think you have what it takes to match wits with a man or woman whose job is to interrogate people, and I'm not saying there aren't folks out there that don't, then go for it, just don't **** it up because as you know, anything you say, can and will be used against you in court. Any inconsistencies could change how they proceed. It is not uncommon for your perspective and memory to change from an hour after a traumatic event compared to a week or two later.

    As as far cost, again, even if $12 a month gets you a lawyer to do all the talking during the entire investigation even if it turns out without an arrest, then I'd say that's pretty fair. It's certainly not a program for everyone, but I think most regular Joe's could benefit from it if needed just as most people at one time or another benefit from other simlar programs like insurance.
     

    Rob Sturgess

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    Jul 24, 2017
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    Has anyone checked the financial status of the TLS LLC outfit. Since TLS clients are paying dues to them for financial protection, (TLS will pay for legal defense - which is the same thing, IMHO), the only thing a TLS member, or a person thinking of becoming a member, really needs to be concerned about is does TLS have the money to defend him/her (along with any other member, or members, who happen to need their services at the same time). To handle say 20 concurrent cases a bank balance of at least $2MM would be required to avoid bankruptcy (20,000 annual dues equivalent at any point in time in a year). I would hope TLS has two to three time that amount in liquidity to be able to keep its promise to its customers. It doesn't matter much what their operating overhead is PROVIDING there is cash enough to pay for Your case, should it ever come up.
     

    F350-6

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    Not making accusations here, but LLC stands for Limited Liability Corporation. Benefits are pass thru profits and lack of liability in case of insolvency.

    Not an uncommon formation for this type of venture. The real question is, is it backed by any bond or insurance policy other than the word of the LLC if things were to go bad?
     

    crewe

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    It's closer to $12 a month.

    The assumption the naysayers seem to always assume that there is even going to be a trial. We know that that is not always true in Texas. Many times there isn't even an arrest. But they are always going to question you at both the scene and again at a later date even without an arrest. That is where you want a lawyer and what I personally see as the big benefit here. People talk themselves into criminal charges everyday. If you (not necessarily you holbria) think you have what it takes to match wits with a man or woman whose job is to interrogate people, and I'm not saying there aren't folks out there that don't, then go for it, just don't **** it up because as you know, anything you say, can and will be used against you in court. Any inconsistencies could change how they proceed. It is not uncommon for your perspective and memory to change from an hour after a traumatic event compared to a week or two later.

    As as far cost, again, even if $12 a month gets you a lawyer to do all the talking during the entire investigation even if it turns out without an arrest, then I'd say that's pretty fair. It's certainly not a program for everyone, but I think most regular Joe's could benefit from it if needed just as most people at one time or another benefit from other simlar programs like insurance.

    This is along the lines of my thoughts. Its essentially having an attorney on retainer for the initial questioning process, any further lengthy representation would require more money.
    I have no idea what it would cost to select an attorney from the yellow pages should you ever find yourself in an incident
     

    karlac

    Lately too damn busy to have Gone fishin' ...
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    I have no idea what it would cost to select an attorney from the yellow pages should you ever find yourself in an incident

    Most likely the equity in everything you own is at risk, particularly if a civil suit results ...
     

    crewe

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    True, but I was referring to what it would cost to get one to represent you in initial questioning, not necessarily a trial situation
     

    F350-6

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    What does "if things go bad", mean?

    The financial incentive for staying in business and honoring commitments is no longer there.

    Basic business. When costs exceed income, tough decisions must be made. Do the lawyers mortgage their houses and face personal bankruptcy to honor commitments, or do they cut their losses and move on to other ventures?

    It's not as simple as it won't ever happen. Duty to defend has a lot to do with political climate, willingness to prosecute (even if there is no case), or in the case of civil suits, how many are filed. It's just a numbers game, that has to this point, worked out favorably for the business in question. Enough so that many others are entering the market.

    I have nothing against Texas Law Shield, these are basic business premises that hold true across most companies in many industries.
     
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