To save myself from having to type it out...
And this article provides numerous examples where holsterless carry lead to NDs...
https://www.outdoorhub.com/stories/2015/07/27/concealed-carry-myths-dont-need-holster/
First, it protects the trigger, which helps lower the risk of negligent discharge. Second, it maintains the position of your handgun for quick and consistent access. Third, it helps ensure that your gun remains safely in your possession.
And this article provides numerous examples where holsterless carry lead to NDs...
https://www.outdoorhub.com/stories/2015/07/27/concealed-carry-myths-dont-need-holster/