I used to loan ‘friends’ ammo during shortages...always said “when it gets cheap and plentiful, just replace it.” No one ever did.I have several friends that I’ve loaned ammo to this year. I wouldn’t sell it to them because I would feel bad charging the current market value. So far, all but one person has returned my ammo plus A few hundred extras. The one exception held onto my ammo as spares until he was able to find some and then gave my original 200 rounds back to me.
Now, I sell it to folks I like at the going rate. I am only provided to close friends at very limited amounts. I’m not looking to make a profit (even though I almost always do...), I’m just protecting myself from abuse.
Only exception I make is to help parents bring their kids shooting. I’ll generally do everything I can to help make that happen. Usually means I’ll be a few hundred .22’s lighter, but I am a softy for kids and shooting sports.