Car insurance: I pay...

[dustycorgill]

My wife and I decided to make our kids pay their own insurance to learn the cost of "life." Its on our policy, but our agent gives us the amount for each car. They get little jobs to cover the amounts due, but more importantly they learn that it cost money to live, and have gained an appreciation for what it takes to earn it. It was a good decision. And the look on their face when they hand over the money for insurance each month is priceless. One of my better parenting decisions. In a couple of instances I suspended that rule briefly. But those times were the exception.

An unexpected side effect of that has been that my kids are extremely hard workers, and have been promoted above their peers, even at a young age.

Ohhhh.....they were given until February 1st. Then it is their responsibility or the car and them get cancelled off of the policy. I wont hesitate to park the car(s) until they can figure it out.

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[dustycorgill]

Y'all get sidetracked so easy. We're hunting geckos, not doing Dusty's family tree or adoring his youthful look.

Awwww, you think Im youthful looking? Lmfao!!

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[Southpaw]

Awwww, you think Im youthful looking? Lmfao!!

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Careful Dusty, that's how he pulls you in!!!

 

[dustycorgill]

Careful Dusty, that's how he pulls you in!!!

Dang, should I be worried??? Lol

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[winchster]

Germania cost me half of what usaa was asking. If I didn't have the two girls the insurance for me and the wife on two cars full coverage would be about $75 a month.

 

[RstyShcklfrd]

I pay ~$127/mo. with Progressive. 23 yrs old. 2014 Jetta TDI.

This was the cheapest insurance I found by far, with most other companies quoting me $75+ extra a month.

 

[rsayloriii]

Dang, should I be worried??? Lol

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He likes them young or at least young looking...

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[cbigclarke]

I pay ~$127/mo. with Progressive. 23 yrs old. 2014 Jetta TDI.

This was the cheapest insurance I found by far, with most other companies quoting me $75+ extra a month.

When did you get rid of the truck

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[cbigclarke]

The fact that the truck is a 1ton usually amkes it a bit higher. But the $65 a mnth is still abit much for just liability. The $145 is not bad but could be better. How is your driving record? Is it just basic Comp and Col or did they add rental and towing or any extras?

Looks like the perfect time for you to open your own agency

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[AngeliaH]

Looks like the perfect time for you to open your own agency

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No thank you. Too much hassle.

Sent while watching Mary Poppins.

 

[RstyShcklfrd]

When did you get rid of the truck

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A little under a month ago.

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[breakingcontact]

I recently switched to Elephant Auto from Progressive. I looked at USAA too.

Elephant is ridiculously cheap.

 

[cbigclarke]

I recently switched to Elephant Auto from Progressive. I looked at USAA too.

Elephant is ridiculously cheap.

So says my neighbor as well

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[TheDan]

I used to pay about $120/mo for 4 cars with Progressive. Was a customer of theirs for 10 years... then they decided I needed to bent over and reamed. When I bought the new truck, rates went up $400/mo! I switched to USAA. They are a little more expensive on the older cars, but WAY cheaper on the new. Unfortunately USAA uses Progressive for their bike insurance so I haven't gotten entirely away from them.

 

[Southpaw]

I recently switched to Elephant Auto from Progressive. I looked at USAA too.

Elephant is ridiculously cheap.

I just did a quote myself and your right, however they want $120 less a year if I tell them I have a doctorate. Had I known that I really would have studied more!!

 

[TheDan]

I just checked Elephant and they are only $6/mo cheaper than USAA for me... Think I'll stick with USAA for now, but will keep them in mind for the future if USAA jacks with their rates.

 

[Trueno]

The fact that the truck is a 1ton usually amkes it a bit higher. But the $65 a mnth is still abit much for just liability. The $145 is not bad but could be better. How is your driving record? Is it just basic Comp and Col or did they add rental and towing or any extras?

Called a couple of companies for quotes today, turned out great. Allstate came in as the winner, Full Coverage with uninsured motorist and roadside assistance and rental and towing etc etc etc came to $67 a month.

As mentioned earlier, gonna retire the F350 and use it to pull stumps or whatever fun and games arise. Headed to the Allstate office tomorrow to pay my 1st pmt. Should probably look into 6mo or 12mo pmts huh?

t

 

[Trueno]

 

[jordanmills]

Yea, no sh*t! I needed a drink after adding my two teenage daughters last month. Geez.

They'll raise your rates for that too.

 

[shortround]

We get hammered in Texas because of (1) Uninsured Motorists (2) Vehicle Theft (3) Bad Drivers (4) Storm Damages.

If we got rid of all the illegals here, we would reduce (1), (2), and (3) almost immediately.

I'll take my chances with (4).