Car insurance through the roof

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  • toddnjoyce

    TGT Addict
    Rating - 100%
    4   0   0
    Sep 27, 2017
    15,928
    96
    Boerne
    Pretty much all insurers are raising premiums. Parts hit by inflation, double whammy on labor increases (at the carrier and at the shop). Overall fewer miles being driven results in less proficient drivers results in more accidents results in more claims.

    By law, insurers have to maintain a certain level of cash reserves to pay for losses and the actuarial tables are having to be rewritten to account for the last two years.
     

    Outrider

    Member
    TGT Supporter
    Rating - 0%
    0   0   0
    Jun 28, 2022
    121
    26
    Elmo, Texas
    My insurance went from $89 a month to $111. Full coverage on a 2020 Rebel, 2019 Kioti CK-3510 Tractor and a 2019 Yamaha Kodiak 700 EPS.
    No trackers for me even if it went up more.
     

    dsgrey

    Well-Known
    Rating - 0%
    0   0   0
    Oct 25, 2015
    1,334
    96
    Denton County
    Another reason I won't be buying a new vehicle.
    Mine went down a few months ago.

    A new vehicle may or may not impact insurance. Back in 2019 I bought a new SUV to replace a 5yo car and insurance went down though the SUV was worth 4x the car. Last fall, I replaced a 6yo SUV with a car and insurance jumped. I suspect the latest vehicle jump was caused due to all the crash avoidance sensors and lane departure features. I've heard those windshields are very expensive to replace and must be "programmed" plus any minor accident isn't just damaging a bumper.
     

    oldag

    TGT Addict
    Rating - 100%
    7   0   0
    Feb 19, 2015
    14,321
    96
    Did you get a renewal package? Look carefully for these words, in tiny print: "adverse action notice"
    Thanks for the suggestion, but that phrase does not appear anywhere.
     

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