My risk of dying in a traffic accident are a lot higher than dying from covid. But I don't quit driving.No, I just make up stuff like you do.
Seriously though, lost a friend on a Harley a couple of months ago and quit riding myself in 1970. My friend on the Harley was riding with his son, both on Harley's, looked back and dad's bike was off the road. He was dead. I quit when within 1/2 mile 2 separate cars almost ran me down. Tiny fender benders in a car are lethal in a bike, no matter how good you are. Laws of physics still work. Laws of medicine are still up for question. I made a choice, never to ride on the streets again. You know the risks too, so you make your own choice.