One solution - get elected to the HOA board. Unfortunately, many of these boards are made up almost entirely of busybodies with nothing better to do than snoop on others and throw their weight around, just because they can. For those that say "Don't live in a place that has a HOA", well, that's easier said than done. It's just about impossible to find a subdivision anywhere in my area that doesn't have one.
It is more difficult to find a neighborhood thta you like that does not have an HOA. I was fortunate to find one in the northern part of DFW. almost every other neighborhood/development has one. I've been in two 'hoods that had HOA's. One in GA (outside of Augusta) that was way laid back and really only served as a vehicle to plan holiday parties. THe other was in Columbia, SC, which was actually OK. I requested and was granted approval to do a few things outside standard rules. My Mom, on the other hand has had a few real nut cases get on the board of her HOA in Charlotte.
Even though I don't personally have bad experinces with HOA's, I really don't like the concept of the board and the rules and regs (which you SHOULD read and understand before moving in). Had we not found this house, we likely would have moved out a ways, which I am considering now.
Every so often, you get to read about some insane story concerning HOA's which is good for a laugh.
Jeff B.