Once enough people opt out the fine will be wildly increased or private health insurance will be outlawed.
The fine is set to increase over several years, that's built into the original law.
The elimination of private health insurance is indeed the long game here. Obamacare was designed to **** people as hard as possible to justify nationalizing* the health care industry.
*Can we all start calling a spade a spade and stop using the term "socialized health care"? Because that doesn't sound as nasty as what it really is - nationalization of the health care industry. Therefore, it'd be nationalized health care instead.