I will be turning 21 next August and intend on obtaining my CHL. I'm shopping around for a good holster already and this one caught my eye: Kramer Sheepskin Clip Holster. I'm a woman, so the sheepskin on the back appeals to my sense of comfort, but it also looks functional. I already have a couple pair of jeans that would easily work for carry (sturdy appropriately sized belt loops, bigger waistband) so I'm not worried about the extra bulk. I haven't been able to find anyone who owns this particular holster, though, and I was really looking for a review of it so I know if it's as good as it looks. *sigh* How I wish open carry was legal in Texas, because I'd just find a good OWB leather holster and leave it at that.