Well, it's getting to that time in life to start looking towards thoughts of retirement. Not necessarily that I want to yet, but just trying to look at the options and where we're at. Having been through 2 divorces, I honestly figured I'd be doing good to be able to retire at 67. Talked with my broker today, reviewed where we're at and where we want to be income-wise at retirement. The past year, we've been bustin' it getting things paid off, and puttin' extra away for retirement. I dang near fainted when he looked at me and said - "Your option - you'll have your retirement income goals met or surpassed in 4-5 years!" Geez - we're talkin' age 59/60 - an' let's just say that our retirement income goals may not be huge, but we'll be quite comfortable with lots of "fudge" for inflation/tax increases/etc. Wife and I discussed it a bit this evening, and pretty much decided that, if nothing else, it'll be nice to have the option to "walk" if things get too hairy in a few years!