The official TS Harvey thread

[diesel1959]

Insurance question.
Does a car dealership need flood insurance, like a homeowner does for possessions, to cover flood damage to vehicles on its lot?

Federal Flood Insurance program only applies to real property--meaning real estate. Doesn't apply to personal property and cars, etc. Your regular auto insurance applies when it comes to this--assuming you have the appropriate coverage beyond liability coverage.

 

[diesel1959]

One question, am I violate the curfew if I left for work before 6am?
Have to take 99 Grand Parkway and it almost twice longer than my normal route.

No, the curfews always make a specific exception for folks heading to/from work, evacuating, emergency workers, etc.

 

[joking]

No, the curfews always make a specific exception for folks heading to/from work, evacuating, emergency workers, etc.

Thank you diesel1959!

 

[ZX9RCAM]

I misunderstood curfew as well.
I thought it meant every where, but only applies to main thoroughfares, not subdivisions, etc.

 

[karlac]

Federal Flood Insurance program only applies to real property--meaning real estate. Doesn't apply to personal property and cars, etc. Your regular auto insurance applies when it comes to this--assuming you have the appropriate coverage beyond liability coverage.

Might want to try that again ..
Properly known as the "National Flood Insurance Program", not "Federal".
Read this about what is covered ...
And, NFIP is also available for commercial properties, both real and personal.

 

[diesel1959]

Might want to try that again ..
Properly known as the "National Flood Insurance Program", not "Federal".
Read this about what is covered ...
And, NFIP is also available for commercial properties, both real and personal.

Hey, I got the name wrong, but it IS a federal thing, and not underwritten by state chartered insurance companies. But thanks for the good info for commercial customers. :cheers:

 

[Sock Puppet]

They like food.
Just sayin'.

Yup...fire up the BBQ...they'll be over...