I'd do an apartment and live the life but I have too much junk (not junk, just stuff).A good friend and I were having this very conversation a few days ago. We were reminiscing about apartment life and the fun we had. Ben if it makes you feel any better I've been in that place you are in before so I can feel your pain.
I'd do an apartment and live the life but I have too much junk (not junk, just stuff).
Oh God, wiring issues... house we had in Saginaw was a nightmare. Previous owner was an electricians mate in the Navy (his wife was the realtor that sold us the place), and thought that he was qualified to rewire the entire house (two story farmhouse, built in 1913 - the rewire job was done in the 60s). We didn't find out how bad his work was until moms hair dryer started sparking at the outlet, and then started smoking. Turns out the dumbass had used that old 'knob & tube' wiring with cloth insulation in some parts. We sued, they paid almost ten grand to have everything rewired properly, and got the wife arrested after finding out they bribed inspectors.
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Home ownership is all it is supposed to be in The Lone Star State:
Property taxes that suck all the air out of your chest.
Recurring maintenance costs like painting, mowing the yard, replacing faulty water heaters, & busted water softeners.
Then, you have to have your septic tank pumped, pests removed, foundations stabilized, and HVAC replaced every ten years or so.
Not to mention a roof replacement after a heavy hail storm.
The insurance companies love Texas because of high rates and high deductibles.
The Legislature loves us because they tax us to death.
Gotta Love It!
Be Well!
Saginaw MI, not Saginaw TX.
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Dealing with it. My first post contained errors and assumptions and I've paid a price for that.Where ya been, Ben?
My insurance doesn't cover plumbing repairs; they're considered normal maintenance. They do cover the damage remediation work but wouldn't you know it? The deductible was just a tad higher than the cost. Bottom line is that this will all come out of pocket.Holy crap, that's terrible.
Does insurance cover any of the costs?
It is amazing to me that consumer grade materials and appliances have such short lifetimes these days.
Couple years ago all major appliances dropped back to a one year warranty.
Indoor paint should last a lot longer than it does (need more lead in it?).
It is amazing to me that consumer grade materials and appliances have such short lifetimes these days.
Couple years ago all major appliances dropped back to a one year warranty.
Indoor paint should last a lot longer than it does (need more lead in it?).
My insurance doesn't cover plumbing repairs; they're considered normal maintenance. They do cover the damage remediation work but wouldn't you know it? The deductible was just a tad higher than the cost. Bottom line is that this will all come out of pocket.
A few thousand here, a few thousand there...eventually it starts to add up.
Did I say I hate home ownership? I want to be really clear about that.