Another good piece of advice. Renting is just pissing away money into another persons wallet.And then there is working so much you don’t have time to spend it!
Also do whatever you can not to pay someone to do for you! Things like cutting your own hair and doing your own yard work add up big time in a year.
Buying a home sure beats renting. Home ownership does not come cheaply, but if done right pays off big time!
Another good piece of advice. Renting is just pissing away money into another persons wallet.
I bought a cheap house and I am renovating it room by room. Im not a carpenter but I taught myself how to do everything on my own house and vehicle. Being a cheap bastard is paying off
I'm also leery of another economy crash coming soon. Houses are inflating and means I need to save even more. I'm not sure how realistic my monthly budget is, but here it is.
$96.82 Car Insurance
$50 Car Gas, slightly higher than needed
$45 Cat food and litter
$150 Food (This is noodles and spaghetti sauce, 31 days)
$341.82 total
I'm thinking I might need to add another $100 to food to be realistic. I don't actually eat spaghetti 24/7. I'm sure I have some other little expenses here and there, but if I can keep to this core budget, it would help a lot.
Can you live off of only a $400 a month consideraing outlay for food, shelter, utilities, clothing, toiletries, guns & ammo (I am assuming you spend something on them being you are on this site, Internet access, a computer or smart phone and on and on? If so, please tell us all how you do that. Is it that you live like a pauper, are a hermit living in a cave, are you in the military and having the basics supplied, are you in jail and likewsise having all the basics supplied, or do you live with your parents (or other relatives) and sponge off of them? No offense meant with those questions; it is just, with all due respect, I do not see how anyone can live by spending only $400 per month. That is of course if you live a semi-normal life in the USA. Of course, if you can do it, please let me know how because I might want to join the club - so to speak.... I've mathed out I should be able to live off of $400 a month, but I'm way over...
Do you still use physical cash? Why do you use physical cash?