Well I made the leap today. I finally committed to a Ruger LCP. The selling point this morning was the fact that I could put it on Lay-A-Way. So I got a year to get it out, but will probably get it before Christmas. I know people either love these little mouse gunsor hate them, but I am getting it for a reason. I am originally from the Midwest where the temperatures are very tolerable. Don't get me wrong the 4 seasons present extremes on both ends of the thermometer. However living in South Texas is totally F'in ridiculous. My current carry a Glock 27, but in the 10 months of summer here it present its disadvantages due to the boxey frame. Now with the LCP I can carry all year round even when I am in my speedo.J/J. Also due to my work it is adventagous to be able to conceal something pretty well at the risk of pissing of the boss. I am going to purchase a pocket holster for myback pocket and carry my IDand Credit cards in the Front. I think I will try to talk the wife into a Crimson Trace for it for Christmas. So did I screw up? It might take me a minute to get it out of lockup do to the fact I will be purchasing every spare round of .380 that I find until I get it.