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Big Boys and Their Toys

Discussion in 'Off-Topic Chat' started by gdr_11, Jun 14, 2019.

  1. gdr_11

    gdr_11 Active Member

    Aug 1, 2014
    Been pricing a new truck as my 2006 Silverado nears 100K miles. 2019 model I like tips the scales at $64K after the summer discounts and before the additional 8.25% sales tax. My current truck was $35K out the door so it makes me take a step back.

    Now, in my neck of the woods I see many 30-somethings driving fully loaded new trucks with a $50K bass boat and a $25K ATV in the garage....not to mention the mortgage and 2-3 kids. I don't know how they do it. Even at my peak when I made $250K+ a year I could never swing that.

  2. ZX9RCAM

    ZX9RCAM Over the Rainbow bridge... TGT Supporter

    May 14, 2008
    The Woodlands, Tx.
    Well, you were probably saving money, and didn't have 15 credit cards maxed out...
    TxStetson, Chirpy, EZ-E and 2 others like this.
  3. Moonpie

    Moonpie DILLIGAF Lifetime Member

    See the same thing and wonder how they afford it.
    Just the note on the truck has to be $1k a month.
    Saw loans available for 96 MONTHS!

    Hory clap.
    Dad_Roman likes this.
  4. toddnjoyce

    toddnjoyce TGT Addict

    Sep 27, 2017
    When I was in this spot 6 months ago, I forced myself to search hard for a used 17/18 with <25K miles on it.

    Finally found exactly the features/options/gearing I wanted at a 30% discount from a Honda dealer who took it in on trade.

    They have me a fair trade and I was out the door @56% of the original sticker price, with factory warranty.

    As for the rest, lots of folks are living paycheck to paycheck making min payments and financing to the lowest payment.
    karlac, pronstar and birddog like this.
  5. FireInTheWire

    FireInTheWire Come and get it TGT Supporter

    Jan 22, 2018
    Big Country
    They are hipsters. That's my understanding on it.
    Sam7sf and toddnjoyce like this.
  6. baboon

    baboon TGT Addict

    Remember the guy who panhandled here for his gofundme during the government shutdown? I'd bet he was living pretty large up until the shutdown.
    Dad_Roman likes this.
  7. SQLGeek

    SQLGeek Vodak, The Choice of a New Generation TGT Supporter

    Sep 22, 2017
    People enjoy living up to their eyeballs in debt I guess. I have one small car payment that's almost finished and then I never want another one again. Probably won't happen but I'm going to fight like crazy to avoid it.

    I'd rather do without and be debt free.
    roadrunner, toddnjoyce, EZ-E and 2 others like this.
  8. Mowingmaniac 24/7

    Mowingmaniac 24/7 TGT Addict

    Nov 7, 2015
    If you can afford to: Don't get into a payment plan. Pay the whole thing up front. You'll save tons of money.

    That's how I've been doing it.

    Same with the house - no mortgage.

    Doing this saves you from having it broken off in you.........
    toddnjoyce likes this.
  9. Sam7sf

    Sam7sf TGT Addict

    Apr 13, 2018

    Plus, most of the guys who buy all these expensive trucks and toys don’t use them. If they “use” them it’s not practical. Every truck I have had was used for work. By the time I’m done with them I’m grateful to get 2 grand trade in. I take care of my rigs mechanically I just have no fear in a rigs cosmetics.

    Street queens, that’s all most expensive jacked up trucks are.
  10. EZ-E

    EZ-E III%er TGT Supporter

    May 4, 2017
    Just got a new truck during Fords Truck month. It was a close out 2018 F150 5.0, 4x4 offroad with sport package, sticker was $55k, I got it for $40k with 0% interest. I traded in a 2013 f150 4x4 ecoboost that I got in 2014 during Truck month. It had a $42k sticker & got it for $29k. I really didnt want another payment but the EcoBoost had the dreaded cold start knock so it had to go before the timing chain broke.

    I've always found the more you make it seem you dont need to buy a new car your just looking, the more the dealer tries to get your business & they just start cutting the pricing down to get you to buy. Hold out as long as you can, the deal will get better.

    Dancing Heretik and Sam7sf like this.

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