Equifax breach exposes 143 million people to identity theft

[pronstar]

so who hasn't been compromised?

Half the country...so it's truly one of those "glass half empty" or "glass half full" situations LOL

I'm in the half-empty group

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[rman]

All I got was an offer to sign up for the program and nothing that said I was in fact affected.
Did you or anyone else get something that said they were in fact compromised ?

I believe they are offering the service to everyone, breeched or not.

i got that a few times, tried again later and said "You have been fucked, bro"

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[Davetex]

Do what MMM said. Credit freeze. Do it now.

 

[Southpaw]

Do what MMM said. Credit freeze. Do it now.

Would that have any effect on current accounts?

 

[Davetex]

Would that have any effect on current accounts?

Not sure about that. Look at Clark Howards website. He has some more details.

 

[Darkpriest667]

Understand if you take the free credit monitoring you may be giving up your right to a class action law suit... I think I'm just gonna monitor my cards and wait for the lawyers to do their thing... I may even sue personally and give up class action.. My SSN is worth more than a few hundred (or thousand) dollars to me.

 

[Davetex]

http://clark.com/personal-finance-c...w-to-protect-yourself-from-whats-coming-next/

 

[Davetex]

http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/

 

[diesel1959]

so who hasn't been compromised? My wife and I were both included

https://www.equifaxsecurity2017.com/potential-impact/

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Both my wife and I are included.

 

[TxStetson]

I'm not but my wife is.

 

[rman]

i had a credit freeze this year when my work was compromised and they got all our w-2s. was a major pain the ass when I switched electric providers.

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[TexasZJ97]

Looks like I was affected.

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[Shotgun Jeremy]

Looks like I was affected. Thanks for the link.

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[sharkey]

Time to start Fight Club but no one talk about it


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[F350-6]

Understand if you take the free credit monitoring you may be giving up your right to a class action law suit...

I was part of a class action lawsuit a couple of decades ago, or a little more. Had to do with being overcharged airline fairs. At the time of the alleged violations, I was in Kalifornia in the Marines and would fly back to Texas during vacations, holidays, off time, etc.

I was supposedly overcharged thousands of dollars according to the paperwork from the suit. As I recall, the lawyers got tens of millions of dollars in the suit when they won. I got a check for $2 and change.

I got soured on class action suits then. My thinking is, I'd rather loose $2 than let a bunch of crooked lawyers pocket my thousands.

 

[TxStetson]

Looks like I was affected. Thanks for the link.

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What about the important thing we're all waiting to hear about?

 

[Shotgun Jeremy]

I already updated!

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[TxStetson]

Sorry. I hadn't seen it yet. I was doing them in update order.

 

[F350-6]

Understand if you take the free credit monitoring you may be giving up your right to a class action law suit... I think I'm just gonna monitor my cards and wait for the lawyers to do their thing... I may even sue personally and give up class action.. My SSN is worth more than a few hundred (or thousand) dollars to me.

From what I've been reading, you can opt out of the arbitration provision in the Equifax terms and conditions and keep the lawsuit options open if you do opt out in writing within 30 days of sign up.

 

[Darkpriest667]

From what I've been reading, you can opt out of the arbitration provision in the Equifax terms and conditions and keep the lawsuit options open if you do opt out in writing within 30 days of sign up.

looks like the DA of NY said that ain't gonna fly and taking their protection you are no longer opting out of a class action.