Take a check for a ftf transaction?

[XinTX]

Even if the check is good at that moment in time that can easily be changed.

Yep. I'd bet there's an app for that.

 

[alexrex20]

Only if the buyer agrees to sign a bill of sale because then you're protected

This.

 

[GKC]

Another vote for "NO" on the check-taking.

As for the ATM, you can't always get that much cash from an ATM. My bank limits me to $300 per day from an ATM (they will increase it, but they really don't want to...they prefer to limit the amount for security and protection reasons.) Also, many ATMs have withdrawal amount limits. Some banks won't let you cash a check drawn on their bank unless you yourself have an account there.

However, if someone wants to buy a gun from a private individual, then having the cash in hand should be understood for a FTF transaction. Unfortunately, the days of trusting people are long gone. If someone can't have the cash at time of sale, then I would consider it a "no sale" and move along.

 

[Sugar Land]

BOS don't mean shit.

 

[stdreb27]

I've taken a check before, for a water pump, for a fish tank. From a forum stranger. It was a young guy and it was fine. I didn't really want to, but he was the only guy who wanted it. And it had been for sale a long time. At that point if I ate it, I didn't care.


Working in retail appx 40% of the check received bounced. But when I worked at a small town mom-pop bakery. We never had one bad check.

Personally I'd take a check, from someone I trusted. I just don't trust anyone...

 

[alexrex20]

BOS don't mean shit.

Sorry, I should've used a smiley face. I guess it makes it easier for children to understand.

 

[alexrex20]

pretty much I only see old people writing checks anymore.

And in the Express Checkout Lane!!!

 

[Daily]

I'd take a check from someone, if I met them at their house, with ID, Check, and physical address all matching. Then I would write his DL and DOB on the check. Before we did the deal I would inform the buyer that I have all of the necessary info to have them arrested if the check is bad.

I own a pizza business and we used to take checks, the check MUST have the DOB and DL number with the address the same as all of the info or we would not take it. (We only take checks now for a few of our older customers) If you have all of that info and it is all verified you can easily have them arrested.

But it is such a pain, might as well take cash only.

 

[Sugar Land]

Sorry, I should've used a smiley face. I guess it makes it easier for children to understand.

When you have priors on stupid you never can be sure.

 

[alexrex20]

Exactly my point. Next time I will try to be as concise as possible, in case the children are watching.

 

[TXARGUY]

Exactly my point. Next time I will try to be as concise as possible, in case the children are watching.

This is what PMs are for. You guys need to be nice and get back on topic.

 

[Sugar Land]

I would vote hell no on taking a personal check.

 

[91wm6]

Another vote for "NO" on the check-taking.

As for the ATM, you can't always get that much cash from an ATM. My bank limits me to $300 per day from an ATM (they will increase it, but they really don't want to...they prefer to limit the amount for security and protection reasons.) Also, many ATMs have withdrawal amount limits. Some banks won't let you cash a check drawn on their bank unless you yourself have an account there.




However, if someone wants to buy a gun from a private individual, then having the cash in hand should be understood for a FTF transaction. Unfortunately, the days of trusting people are long gone. If someone can't have the cash at time of sale, then I would consider it a "no sale" and move along.

I have checking accounts at BOA and Chase. I can withdraw 800 from either account without a problem so I doubt that was the issue. Honestly I don't see how coming up with 400 cash is a big deal. We emailed back and forth for a couple days so the guy had plenty of time to go to the bank. I honestly can't think of any plausible reason he backed out other than he was trying to pass off a bad check and get something for nothing. If I get the ok from a moderator I'll post the guy's name...

 

[Sugar Land]

You may have dodged a bullet there.

 

[91wm6]

You may have dodged a bullet there.

Agreed.

 

[txinvestigator]

Only if the buyer agrees to sign a bill of sale because then you're protected


















derp

Oh, please don't make me laugh, it hurts.

 

[txinvestigator]

You may have dodged a bullet there.

Nice pun!

 

[GKC]

I have checking accounts at BOA and Chase. I can withdraw 800 from either account without a problem so I doubt that was the issue. Honestly I don't see how coming up with 400 cash is a big deal. We emailed back and forth for a couple days so the guy had plenty of time to go to the bank. I honestly can't think of any plausible reason he backed out other than he was trying to pass off a bad check and get something for nothing. If I get the ok from a moderator I'll post the guy's name...

I totally agree....I wasn't posting anything is support of the guy; just trying to explain why a legitimate buyer might need an extra day to have cash in hand. If I am going to buy a gun FTF, then I agree to meet when I do have the cash ready, not before. I think he was indeed trying to scam you, or you would have heard back from him.

 

[TreyG-20]

Nope no way!!

 

[GPtwins]

In God we trust, all else must pay cash. Tell him you will meet him in front of his bank so he can cash the check and bring you the cash. Then give him his goods.

My credit union limits the amount I can get from the ATM but I can still get $400 in two days. Sounds a little too fishy for me.