On Tuesday, I mailed something off at the post office in Richardson, at 12:03, got some stuff at the Aldi nearby-ish on Belt Line at 12:12, and at 12:36, somebody successfully pulled $400 out of an ATM at the CVS on 2323 W Illinois in Dallas, and immediately tried again but was denied this time. I noticed that transaction at around 9 that night, checked with the wife just in case although I was sure she didn't do it, and called immediately to get both cards blocked. Went to the bank in person the next morning, signed a form stating it wasn't me and requesting both the $400 the perp withdrew and the $150 overdraft charge to be credited back to me. Went to Dallas PD HQ on Lamar to file a report, both just because, and because the bank asked me to, since they'd like their money back also. Detective there stated he won't take a report because I already filed with the bank and depending on whether they'd refund me or not, they would then take a report from whoever had incurred the actual damage. Bank has refunded me since, so I guess it's their problem now to have the perp chased down. And I guess getting gas in strange parts of town is something I shouldn't do in the future. In case you're wondering, a skimmer is a device that gets attached to legit card readers by criminals, which, while you conduct your transaction, records the magnetic strip and your PIN input, which is then used to make a copy of your card. Chip and PIN is supposed to prevent that, but as long as there's strip readers and cards with strips, that will be an issue. Not sure what my conclusions are about this yet. Get gas only at your usual locations? Always prepay inside? Definitely watch out for wonky looking card readers. And monitor your bank account several times a day!