Well it is locked away, in the trunk. I guess I needa take my 7 buckshots out of the magazine tube. But wow, what a confusing law. I just read someone else's post saying "if you knowingly go within 1000 feet of a school with a gun that is not unloaded, your in violation". So the exit to my apartment complex comes within 1000 feet of a school. I'm supposed to unload my gun every time I leave, then pull over in the Target parking lot and pop the mag back in and re chamber my round? I realize you said my CHL exempts me from the handgun violation, but from what others have written, there are a few contradictions in this thread. I'm gonna ask the guys at the range next time I go for some clarification.
It has to be unloaded and locked. The 1000 feet does not apply on private property, like your apartment complex. But the second you pull onto the road, it'd be a federal felony.