Axxe55
Retiretgtshit stirrer
I don't fly or rent cars anymore, so why would I need a credit card? The hassle of having one and them paying me a pittance to use their cards, just doesn't seem like any advantage for me from my perspective. I have no problems with getting anything I need or want now, so why should I get a credit card just to add another bill and complicate my life?
Trust me, I'm not exactly walking around carrying huge sums of money in my pocket either, and most times I might have a couple of bucks at most on me. But honestly, no one has shown me where having a credit card gives me any advantage over how I do things currently.
If having one serves a purpose for some, that is fine. I have nothing against what others do with their personal finances, but for me, nope, not getting any more credit cards in my lifetime. My grandfather never had one, and paid cash for everything. My father doesn't have them anymore either. Getting rid of them, simplified my life a bunch. And if it's good enough for my father, then it's good enough for me.
Trust me, I'm not exactly walking around carrying huge sums of money in my pocket either, and most times I might have a couple of bucks at most on me. But honestly, no one has shown me where having a credit card gives me any advantage over how I do things currently.
If having one serves a purpose for some, that is fine. I have nothing against what others do with their personal finances, but for me, nope, not getting any more credit cards in my lifetime. My grandfather never had one, and paid cash for everything. My father doesn't have them anymore either. Getting rid of them, simplified my life a bunch. And if it's good enough for my father, then it's good enough for me.