I agree. Plus, I prefer the comfort of a sidecar holster AIWB to a gun-only holster. My go-to is the Black Arch Entrada. I have one for each of my carry guns. All the quality and fit of the popular and frequently recommended big name brands, at a little lower price, and a much shorter lead time. Mine have always shipped in under a week for order placement.I always carry a spare mag. It's not costing anything, can save your ass should the gun malfunction, or in the extremely rare chance you'll need to reload in a fight.
Most guns come with at least 2 mags, and my ammo all comes in 50rd boxes, so it costs absolutely nothing to toss a spare mag in your pocket